Helia Ebrahimi
Economics Correspondent, Channel 4

Channel 4 News' Economics Correspondent Helia Ebrahimi reports on the big changes in the economy and the public finances - and how they'll influence the world you live in.

Steve Aleppo
Finance Director – Homes and Customers, Sanctuary Housing Association

Nabeel Alhassan
Financial Planning Manager, Accent Group

Jane Anderson
Senior Manager, ESG Investment, Homes England

Maria Ashford
Head of Development Finance, L&Q

A chartered accountant with over 15 years of extensive experience in the housing sector. Responsible for preparing and analysing key financial information to support organizational leadership in achieving and maintaining growth and stability.

Tony Aslam BEM
Resident, PA Housing

Nick Atkin
Chief Executive, Yorkshire Housing

Nick has a track record of leading organisations through transformational change, driving performance improvement, with a focus on maximising the untapped potential from businesses and people. Born and brought up in Doncaster he joined Yorkshire Housing in 2019. Since this time, he’s delivered transformational change throughout the business to meet the future opportunities and challenges. Nick has previously introduced a fully flexible/ remote working approach. He also led the move to 90% of customer led transactions to be delivered through online self-service channels. He is a keen advocate of innovation and uses digital as an enabler to drive fundamental change in how businesses operate. He is also a disruptor in the ‘future of work’ debate and has been paperless for 19 years.

Oriane Auzanneau
Managing Director, Venn Partners

Shaeen Azam
Director of Finance and Resources, Golden Lane Housing

Shaeen is an experienced finance director with over fourteen years of experience in the housing sector. She has significant knowledge and experience of all aspects of finance including Corporate Finance and Treasury management. She holds two Non Executive Directors positions on Sheffield Childrens Hospital Trust and Connect Housing Board. Shaeen is a Chartered Certified Accountant and a corporate treasurer and holds an MBA from the University of Birmingham.

Jeremy Barker
Director, Banking and Investment, National Wealth Fund

Jeremy Barker is a Director in the Banking & Investments team at the UK Infrastructure Bank with sector responsibility for retrofit. He was previously part of the Infrastructure Advisory team at KPMG and before that a Director in the project finance team at Lloyds Bank.

Gemma Bell
Partner, Devonshires

Gemma advises on a range of areas including social housing regulatory, charity law, governance, company and community benefit society law, corporate restructuring projects, joint ventures, stock transfers and mergers and acquisitions. Gemma acts for a range of clients nationally including housing associations, local authorities, charities and social enterprises.

Peter Benz
Chief Financial Officer, Sovereign Network Group

Prior to his appointment at SNG Peter was Executive Director of Finance at Network Homes which he joined in 2019. Overall, he has nearly two decades worth of senior finance experience in housing, advertising and retail, in both public and private sectors.

He has a strong, diverse approach to analysis, financial planning and value addition.

Helen Berry
Director, BDO

Helen is a Director in the North West Tax department and leads the provision of tax services to the Not for Profit sector in the North for BDO. Helen has worked within the Not for Profit sector for over 20 years, with a particular focus on Social Housing. Over the years her portfolio of clients has remained varied dealing with small owner-managed businesses, large corporate groups and a variety of organisations in the Not for Profit sector. This experience enables her to bring a wider commercial understanding in terms of dealing with the tax affairs of her clients. Helen also works closely with BDO's corporate finance team in relation to the tax structuring of corporate acquisitions, mergers and disposals.

Corinna Bishopp
Executive Director of Financial and Commercial Services and Deputy Chief Executive, RHP

Corinna joined RHP as Executive Director in July 2017. She is a Fellow of the Institute of Chartered Accountants in England and Wales and has operated at Director level in a wide variety of industries. Before joining RHP she was Interim Group Finance Director at Thames Valley Housing, and a consultant advising on the Thames Valley and Genesis Housing Association merger. She also worked on the successful IPO at the UK’s Leading Retirement Builder McCarthy & Stone, was Interim Chief Financial Officer at Eversholt Rail and spent over 10 years in Bupa, including as Chief Financial Officer of Bupa Latin America in Miami.

Declared Interests: Corinna is a Director of RHP Finance plc and a Non-Executive Director of Peter Bedford Housing Association.

John Bristow
Senior Vice President of Customer Success, Plentific

Steven Brook
Chief Executive, Harrogate Housing Association

Steven is a Chartered Accountant with over 20 years working in the not for profit sector, including 12 in housing. He leads on corporate restructuring including charity formation, conversion and acquisition/ merger and associated legal and regulatory approval requirements.

Duncan Brown
Chief Finance Officer, VIVID Homes

Responsible for maintaining our financial strength and sound governance, Duncan, Chief Finance Officer, makes sure our development plans are fully funded and our technology helps us deliver our services and ambitions. Duncan’s a chartered accountant with over 15 years’ experience in the housing sector. He previously spent six years with KPMG where he provided financial planning and risk management services to some high-profile clients before moving into the housing sector.

John Butler
Assistant Manager, Buzzacott

John joined Buzzacott in May 2024 from the National Housing Federation where he was its Finance Policy lead. John brings considerable experience and expertise in all aspects of social housing finance to Buzzacott having worked alongside registered providers identifying potential financial issues and optimising their operating environments. He was the secretariat of the Statement of Recommended Practice (SORP) Working Party, the National Housing Federation representative on the Social Housing Pension Scheme’s Employee Group and previously a member of the Sustainability Reporting Standard’s ESG Steering Group. John also has strong relationships with investors, banks, regulators, credit rating agencies, politicians and government departments helping to set policy and promote best practices in accounting, tax, treasury, corporate finance, pensions, risk management, financial regulation and compliance. John provides audit and advisory services to housing associations as well as a range of charities and educational institutions. He works with our specialist charity tax and VAT teams to provide his clients with joined-up advice from a single point of contact.

Joseph Carr
Chair of Finance Risk and Audit Committee, mhs homes

Joseph is a qualified accountant of several decades with Big Four experience. He has been associated with the sector on and off for the majority of his working life – very early on he worked for Hyde Housing Group for a number of years, and altogether, for more than a decade, at the NHF. He has since worked for Altair Consultancy and MORhomes, the bond aggregator. He now splits his time between MORhomes but mostly with Savills on an associate basis. He is a Board member and Chair of Finance Audit and Risk Committee, mhs homes Group and was previously the Chair of the Treasury and Finance Committee, Longhurst Group. From these roles he has gained a wealth of knowledge and experience in then finance and business models of social housing, including financial accounting and reporting, treasury, pensions, tax accounting, risk management, compliance, governance and mergers. At Savills he work with For-Profit RPs.

Jo Casey
Associate Director, Housing Consultancy, Savills

Jo is a member of the Affordable Housing Consultancy team at Savills. Her work focuses on the disposal and acquisition of tenanted portfolios between landlords. She has successfully project-managed a number of sales and acquisitions, representing both vendors and purchasers. Jo joined Savills in 2024 after holding a senior position in the Strategic Asset Management team at The Hyde Group, where she guided the strategic direction of the organisation's asset portfolio. Previously, she worked as a Development Manager at Orbit Homes, securing development opportunities and overseeing the delivery of S106 sites. She also held roles in Housing Management and Repairs & Maintenance at various Housing Associations.

Marie Chadwick
Policy Leader, National Housing Federation

Marie leads the National Housing Federation’s policy work on supply – from the Affordable Homes Programme right through to Voluntary Right to Buy and everything in between. Marie’s background is in policy and public affairs, both in the housing and charity sectors.

Maÿlis Chapellier
AVP-Analyst, Moody’s Ratings

Maÿlis Chapellier is a AVP-Analyst at Moody’s Ratings, in the EMEA sub-sovereign team. She is responsible for the credit risk analysis of UK housing associations (as well as UK public universities) since 2021. Maÿlis joined Moody’s in 2017, firstly supporting lead analysts working on French public entities (housing associations, hospitals and regional and local governments) before transitioning to a UK-focused portfolio in 2019. Before joining Moody's, she built her finance expertise in a consulting firm, working on projects with Caisse des Dépôts et Consignations (State-owned bank, main public lender for French housing associations). Maÿlis holds a master’s degree in Economics and Business from Sciences Po. She speaks English, French and Spanish.

Jennie Chilton
Partner, Addleshaw Goddard

Jennie is an experienced and well regarded finance and real estate lawyer with over twenty five years of expertise in the social housing sector, with experience of advising both funders and Registered Providers (RPs) on various real estate transactions. Jennie is recognised as a “Leading Partner” for social housing finance in Legal 500 and heads up the social housing finance property security team, exclusively acting for funders and dealing with due diligence on large portfolios of properties as security for bank lending, bond issues, private placements and refinancing. The social housing finance team forms part of AG's Social , Sustainable and Green Finance Group. Jennie is a founder member of the Property Finance Working Group, and actively represents funders' interests with various stakeholders to the sector including UK finance and the Regulator of Social Housing or on consultations affecting the sector, including such matters as housing administration, methods of modern construction, building and fire safety and rent caps and is a member of the BPF Affordable Housing Committee.

Martin Clemmit
Senior Risk Consultant, Zurich Municipal

Experienced Risk Consultant with a demonstrated history of working in the insurance industry. Skilled in Enterprise Risk Management, Business Continuity Management and Safety Management.

Steve Coffey
Group Chief Executive, Torus

Steve is a passionate advocate for high-quality and affordable housing, and is responsible for Torus’ overall strategic direction, performance and development. Prior to joining Torus, he led Liverpool Mutual Homes for 10 years as Chief Executive. Steve’s career began in civil engineering prior to moving into the housing sector. He also worked for several local authorities prior to taking up a senior housing role in the west midlands at the start of the new millennium before returning to the Liverpool City Region some years later. Steve has considerable experience operating at boardroom level, in both executive and non-executive roles, and is an active member of bodies including the CBI North West Regional Council and the National Housing Federation. In 2022, he was appointed as Chair of Homes for the North. His work experience has also nurtured a keen personal interest in health matters, environmental issues and the low carbon agenda. Addressing green skills, employment, the retrofit challenge and volatile energy costs as an integrated issue is a key element of Steve’s vision.

Sarah Cole
Head of Safety and Improvement Finance, Innovative Funding, Welsh Government

Ruth Cooke
Chief Executive, GreenSquare Accord

Ruth is passionate about the importance of housing and care and support services, having spent virtually her whole career working in and with housing associations. A highly experienced chief executive and finance director, Ruth has held Chief Executive positions at Clarion Housing Group and Midland Heart, followed by two years as Group Chief Executive of GreenSquare. She has also held several senior finance positions.

Ruth has spearheaded major programmes to improve the service delivery of housing associations including the development of new corporate strategy, the transformation of financial and operational performance and the redesign and refocus of customer services. Ruth is dedicated to ensuring that GreenSquareAccord is a brilliant landlord.

Matt Cooper
Tax and Treasury Director, Places for People

Matt started his career at PwC and Deutsche Bank before moving into corporate treasury, having held positions at Old Mutual, Expro and Affinity Sutton. He is currently a member of the National Housing Federation’s Finance Policy Advisory Group and formally a non-executive director of Soho Housing. Matt is a Fellow of the Institute of Chartered Accountants of England and Wales and Fellow of the Association of Corporate Treasurers.

Anne Costain
Chief Financial Officer, Stonewater

Anne is a qualified Chartered Accountant and Corporate Treasurer. She has worked in housing for over 10 years at a senior level. Before working in housing, Anne worked in manufacturing for a number of organisations, from SME to Fortune 500 and FTSE 250 – latterly as Finance Director for De la Rue in its Currency and Supply Chain division.

Jonathan Cox
Chief Data Officer, Housemark

Jonathan has over 15 years' experience providing data analysis and business support to the social housing sector. He previously worked for two large London housing associations before joining the Housemark data team in 2012. Jonathan has delivered a range of data consultancy projects, and recent clients include Catalyst Group, Trivallis, Solihull Community Housing, Stonewater Group and Aster Group.

Ilona Cristea
Assistant Finance Director – Property Services and Commercial, Peabody

Ilona is an experienced finance professional specialising in the housing sector. With over two decades of experience, she is an FCCA-qualified accountant skilled in business partnering, group accounting, budgeting, and financial reporting. Before joining Peabody in 2022, Ilona was Head of Group Accounting at Catalyst, where she oversaw financial operations. In addition to her professional achievements, she is a Board Member of Greenhill Housing Association, an innovative and growing organisation providing housing in London and the South East.

Sharon Critchlow
Non-Executive Board Member, Clarion Housing Group

Sharon is a non-executive director specialising in governance, with 30 years of experience across finance functions. She is a Non-Executive Director of finance at Clarion Housing, sitting on the Housing Association board and on their Audit and Risk Committee. She is also a Council member at the Association of Chartered Certified Accountants (ACCA) where she sits on the Remuneration Committee and is a former member of their Regulatory Board.

Angela Cross
Head of Not for Profit Tax, BDO

Angela is the Head of Tax in the North West, providing both advisory and compliance services to a wide range of corporate clients. She has specialised in tax for the last 20 years, joining BDO in January 2014. Angela helps a wide range of corporate clients, ranging from small owner managed business, to private equity backed groups, and listed clients operating internationally in terms of minimising their tax bill. She also leads the provision of tax services to the Not for Profit sector across the Midlands and the North, having particular experience of working with clients in the Housing, Charity and Education sectors and therefore understanding the commercial parameters in which they operate.

Max Curtis
Director of Corporate Affairs, Diversity and Inclusion, MTVH

Max is Director for Corporate Affairs and Diversity & Inclusion at Metropolitan Thames Valley (MTVH), a 57,000-home housing association. He is a past chair of the G15 Strategy and Coordination Group, the voice of London’s large housing associations. Max previously worked for The UK Government, as Head of Communications Strategy and External Affairs at The Department for Transport, making the case for large-scale infrastructure investment. Prior to that, he spent eight years at Tesco where he managed community relationships around an ambitious UK and international development programme. Max is a member of the Housing Operations Committee at J Living, a sheltered housing provider in London and The South East. He holds a Diploma in Law, a foundation certificate in transformational coaching, and is an accredited mental health first aider.

Stewart Davison
Founder and Vice Chair, Elehan Consulting and Elim Housing

Stewart has had a diverse career including nearly 10 years in the British Army. Stewart has worked in the field of Social Housing and Proptech for over 25 years and is passionate about how technology can be a force for positive change, having worked in both front line social housing and for technology companies he strives to inform, educate and implement new technologies to improve the lives of tenants and residents across the UK.

Phil Day
Chief Financial Officer, Peabody

Ben Denton
Chief Executive, Legal & General Affordable Homes

Ben is Chief Executive of L&G Affordable Homes. L&G Affordable Homes is the 2nd largest institutionally backed affordable housing developer and operator in the country. It started operations in 2019 and now has 6,500 affordable under management and will increase its stock by c2,500 homes in 2025. L&G Affordable Homes operates 9 Registered Providers and delivers operations through a bespoke technology platform ‘Brolly’, and a network of 6 Management Providers, delivering excellent customer service. We have a particular focus on increasing the proportion of low energy, low carbon homes we build and own. Ben is also on the board of the East Midlands Devco.

Katie Devine
HMRC

Jatinder Dhaliwal
Regional Head of Housing, Lloyds Banking Group

Marcus Dixon
Director of UK Residential Research, JLL

Marcus is Head of UK Living & Residential Research at JLL, bringing over 20 years of experience in the sector. He specialises in market analysis, strategic planning, and advising on cross sector trends and opportunities across residential and living. Marcus' insightful research and data-driven approach have made him a trusted advisor for clients navigating the complexities of the UK market.

Naomi Dobraszczyc
Director of Finance and Resources, Nottingham Community Housing Association

Naomi joined Nottingham Community Housing Association (NCHA) in 2019 where she is currently Director of Finance and Resources. Before joining NCHA, Naomi worked for a number of small and medium sized registered providers for many years. She has also previously held Board and Committee Member roles within the social housing sector.

Karen Doran
Director of Regulatory Engagement, Regulator of Social Housing

Karen is part of the senior leadership team at the Social Housing Regulator. Prior to joining the regulator at the end of 2013, Karen worked at CIH and for the Council of Mortgage Lenders leading work on affordable housing lending as chair to the panel of social housing lenders. With previous experience in housing in a LA and HA context as well as in central and regional government in policy and operational roles, Karen has a range of perspectives and insight into the housing sector.

Lisa Driscoll
Principal Consultant, Pennington Choices

Principal Consultant, Lisa Driscoll, joined Pennington Choices from her role at the Regulator of Social Housing (RSH), where she considered and investigated how landlords were meeting the requirements of the regulatory standards, as well as helping to develop the new consumer standards and the new approach to regulatory inspections and assessments. Lisa brings expert insight to her role in helping clients navigate the challenges of the new regulatory landscape including how they can best use data and intelligence to support them in providing quality services to tenants.

Steve Ellard
Executive Director of Property, Ongo Homes

Steve joined Ongo Homes in July 2024 as Director of Property. He has overall responsibility for the following areas: repairs and maintenance, empty homes, planned work and improvements, neighbourhood services, compliance, and developments. Coming from Director of Assets and Sustainability at Yorkshire Housing, Steve brings a wealth of knowledge in the sector, specialising in strategic planning, investment and environmental sustainability.

Felix Ejgel
Managing Director and Sector Lead, Sovereign and International Public Finance Ratings, S&P Global Ratings

Felix Ejgel is a Senior Director in Sovereign/International Public Finance Ratings team and a Sector Lead for EMEA Public finance, based in London. His primary area of responsibility currently includes ensuring consistency in rating actions across the International Public Finance sector and communication of key credit themes and sector analysis with investors and issuers. Felix has been working at S&P Global Ratings since 1998. He has multi-year global experience in analysis of the creditworthiness of sovereigns, local and regional governments and government-related entities. Before joining S&P Global Ratings Felix was working at a Russian credit rating agency and a Russian think-tank with primary focus on public finance issues. Felix holds a Master degree in social and economic geography of foreign countries from Moscow State University (Russia).

Chris Evans
Director, Newbridge Advisors

Chris joined Newbridge in 2020, having spent 10 years at Lloyds Bank where he helped develop their Debt Capital Markets franchise, leading transactions across multiple geographies, sectors and currencies. Chris’s area of expertise is Social Housing where he has led various public bond transactions for debut and repeat borrowers, as well as Taps, MTNs and Private Placements. Chris also has experience in the establishment of Programme debt, to assist frequent and nimble access to the Capital Markets, as well as arranging funding linked to Environmental, Social & Governance (“ESG”) principles. Chris is a member of the Chartered Institute of Management Accountants and has a qualification in ESG Investing (CFA UK Level 4 Certificate).

Chris Evans
Indirect Tax Director, BDO

Chris is an indirect tax specialist with client portfolio focusing on not for profit and international matters. He has 11 years’ experience in VAT and other indirect taxes, focusing primarily on advisory matters but with experience of compliance, risk and governance matters as well. Having joined BDO’s graduate programme in 2013, Chris also spent 18 months as a senior policy adviser within HM Treasury’s VAT and Excise Team before returning to BDO in 2019. Chris has a technical specialism in partial exemption issues and cross border supplies of services but is well versed across a range of VAT issues, with recent projects covering international corporate restructures, care home development and the negotiation of a partial exemption special method framework with HMRC. Chris is also a member of the Charity Tax Group’s VAT Expert Group.

Paul Eyre
Head of Residential and Housing Finance, NatWest

Paul leads for NatWest on its support of all types of home occupation across the UK, from Housebuilding - across the spectrum of National to SME - Private Rental Sector, including the growing Build to Rent sub-sector and vital homes for families through the Housing Association sector.

Jonathan Fabris-Rotelli
Corporate Finance Director, A2Dominion

Jonathan is a qualified accountant with over 15 years’ finance experience within the housing sector. He joined Dominion Housing Group in 2005 and has progressed through the organisation to become Corporate Finance Director. Jonathan is a member of the Chartered Institute of Management Accountants.

Edward Farnsworth
Deputy Group Finance Director, L&Q

Ed has worked at L&Q for 18 years in various Finance roles and was appointed Deputy Group Finance Director in 2019. He is a qualified accountant with extensive experience of working in the social housing finance sector. He has been instrumental at L&Q in forging a financial strategy, based on strong commercial discipline while setting risk appetite and tolerance levels that maximise output of news homes delivery while safeguarding social housing assets and maintaining customer, investor, regulator and board confidence. He has extensive experience of property investment and holds board positions on L&Q’s strategic land business, L&Q Estates, which holds 50,000 land plots and on Barking Riverside a joint venture with the GLA delivering 10,800 new homes, as well as experience of board membership on multiple joint ventures with volume housebuilders. He also chairs L&Q’s Senior Leadership Group and L&Q’s ‘Investment & Property Group’ responsible for approving and monitoring individual development projects up to £100m total cost. Ed also sits on the Board and chairs the audit committee of the North London Muslim Housing Association (NLMHA) that operates in his home community.

Rosemary Farrar
Chief Financial Officer, Platform Housing Group

Rosemary Farrar, Chief Financial Officer Platform Housing: Rosemary joined Platform in March 2020. Prior to this she carried out a number of interim change roles in London and the South-East, Liverpool, Glasgow and the North-East over four years including supporting associations in regulatory difficulty and supervising transformation. Rosemary trained as a Chartered Accountant with PWC and has been working in housing for nearly forty years. She has been CFO of a number of associations including Notting Hill (now Notting Hill Genesis), Circle (now Clarion) and Southern. Rosemary has carried out a number of non-executive roles on the Boards of housing associations, schools and not-for-profit companies. She currently sits on the Boards of Soho HA, Oxford City Council Housing Ltd and SBHA.

Mike Figg
Head of Social Housing, Barclays

Mike is Head of Social Housing at Barclay’s, leading a national team of Relationship Directors serving over 200 Registered Providers throughout the UK. Mike has over 20 years of experience in Financial Services, predominantly at HSBC where he started in debt origination but spent the last 14 years focused on relationship coverage. His last role at HSBC was Deputy Head of Housing, part of the leadership of a team covering Social and Affordable Housing, traditional housebuilders, private rental sector and student accommodation.

Sarah Finnegan
Head of Policy, National Housing Federation

Sarah has been at the NHF since 2017 as part of the member relations team, before becoming Head of Policy last year. She previously held different policy and strategy roles in local government in London.

Lauren Fradgley
Assistant Director of Treasury, Stonewater

Lauren is part of the Treasury team at Stonewater, a leading social housing provider who delivers good quality, affordable homes to people who need them most. Prior to joining Stonewater in 2016, Lauren worked at BNP Paribas in the M&A and then Equity Capital Markets teams. She studied at the University of Nottingham, gaining a Physics degree and then a Masters degree in Banking and Financial Markets.

Kate Franklin
Chief Executive, Gateway Housing

Kate joined Gateway in 2021. She is a highly experienced transformation director, senior marketer and recognised expert in building customer-centred businesses. She has a combination of housing and retail experience which has drawn on her commitment to customer experience and insight. Kate first entered the housing sector in 2008 and has over 12 years experience at an executive leadership level with CHP, Hyde, One Housing Group and North Herts Homes (now settle) and was a NED at MHS until recently.

Andrew Géczy
Chief Executive Officer, Heylo Housing

Andrew sits on the HHRP board and is Heylo’s CEO. In his 30-year career, he has held leadership and CEO positions across the world with a number of international financial brands. Most recently, Andrew was CEO for Terra Firma Capital Partners. Before this he had served as CEO International & Institutional Banking Division at Australia New Zealand Banking Group, responsible for wholesale and retail banking in 34 countries, as well as CEO Wholesale Banking and Markets for Lloyds Banking Group. In 2005, he also established Manresa Partners, a specialist investment advisory and asset management firm. Andrew has served on the boards of the Securities Industry and Financial Markets Association (SIFMA) and the Association for Financial Markets in Europe (AFME), as well as chairing the British Banking Association Committee on the Reformation of LIBOR. He is also one of the founders of humanitarian charity International Medical Corp UK.

Mike Gerrard
Chief Financial Officer, Great Places Housing Group

Mike has responsibility for ensuring Great Places’ finance, assurance, procurement, governance and colleague health and safety functions provide high-quality support to the rest of the Group. He also ensures that the Group’s regulatory and statutory requirements are satisfied. One of Mike’s key challenges is balancing the need for the long-term financial viability and stability of Great Places with risks posed by the Group’s strategic growth and development objectives. He started his career in auditing and professional services and has worked in the housing sector for 20 years.

Alison Gray
Head of Social Housing Debt Finance, Barclays

Rob Griffiths
Deputy Chief Executive, Amplius

Having joined the organisation in 1994, Rob was the Chief Financial Officer since 2006 and became Deputy Chief Executive in 2015. Rob has led and been involved in a number of key growth projects, with extensive experience in developing a business plan that's now delivering around 700 new homes each year across a range of different tenures. Elsewhere, Rob is the Chair of the Housing Statement of Recommended Practice Working Party (SORP) and in 2016 was appointed as a member of the Financial Reporting Council's Technical Advisory Group. More recently, in February 2018, Rob was appointed as an employer representative to the Social Housing Pension Scheme (SHPS).

Mike Grimditch
Director of Financial Strategy, Greensquare Accord

Samantha Grix
Partner, Devonshires

Samantha advises Private Registered Providers and Local Authorities across a spectrum of matters across the sector, specialising in rent and consumer regulation. Samantha regularly advises her clients on how to achieve and maintain compliance with the regulatory framework and how to remedy issues that have been identified. She provides strategic and pragmatic advice on regulatory considerations and implications for new developments, complex lease structures, acquisitions and disposals.

John Hargreaves
Managing Director, Hargreaves Risk and Strategy

John has been Managing Director of Hargreaves Risk and Strategy since 1996, which since August 2024 has been a trading division of THFC Services Ltd. His previous experience was in finance and planning, having been Financial Controller of National Freight (Now DHL), Head of Group Financial Systems and a member of the scenarios team at Shell, Finance Director at London Underground, and Corporate Finance Director (Planning) at Barclays Bank. Between 1990 and 2007, he also ran an MSc level Strategic Management course at London School of Economics. John is a Chartered Accountant with a mathematics degree from Cambridge University. His main current interest is in enterprise risk management and its relationship with strategy.

Simon Hatchman
Executive Director of Resources, PA Housing

Simon joined the former asra Housing in 2016. He is responsible for finance, treasury, IT and HR. Simon has worked in the social housing sector since 1995, including senior roles with various housing associations, as a regulator, and working for a body which provides loan finance to housing associations. He is CIMA (Chartered Institute of Management Accountants) qualified. He is a Board member at Trident Group, another housing association based in Birmingham, and a Trustee at Linkage Community Trust.

Mark Hattersley
Chief Financial Officer, Clarion Housing Group

Mark is Chair of Clarion Housing Group’s Investment Committee and is responsible for all aspects of our finances, with a focus on financial strategy. He’s a chartered accountant and prior to joining Clarion spent five years as Chief Financial Officer at Sovereign Housing Association. Mark has also held senior roles at Staffordshire University, where he was Director of Finance & Infrastructure; and Birmingham International Airport, where he was Finance Director.

Matthew Haycox
Director - Head of Affordable Housing Development Consultancy, JLL

Real Estate Director with experience in Land, Development Consultancy, Affordable Housing, Development Viability, Scheme Optimisation, New Homes Sales, and Residential Investment. Strong professional with a degree in Estate Management from University of Reading.

Kate Henderson
Chief Executive, National Housing Federation

Kate is Chief Executive of the National Housing Federation (NHF), the voice of housing associations in England. Kate is passionate about tackling the housing crisis, inequality and climate change. She is a member of several government panels including the Rough Sleeping Advisory Panel and the Social Housing White Paper Expert Challenge Panel. Kate become a Fellow of the Academy of Social Sciences in 2021. Prior to joining the NHF in 2018, Kate was Chief Executive of the Town and Country Planning Association.

Keely Henderson
Head of Treasury – Property, Riverside

Ffiona Hesketh
Deputy Director, Department for Business, Energy and Industrial Strategy (BEIS)

Ffiona is a Deputy Director in the Net Zero Buildings: Domestic directorate in the Department for Energy Security and Net Zero. She leads the teams providing policy input to the large home retrofit schemes, providing upgrades to homes for those on low incomes, including the Social Housing Decarbonisation Fund and Home Upgrade Grant, with allocated capital spend of nearly £2billion 2020/21 to 2024/25, with more allocated out to 2028 as part of the Warm Homes Plan. Her portfolio also includes policy for Social Rented Sector decarbonisation and the English devolution agenda on behalf of the NZ Buildings portfolio. She shares the role in a 50/50 split with Steph Hurst as a job-share. Previously, Ffiona held senior civil service roles in economic policy areas including public sector pay and better regulation. Ffiona started her career at the National Audit Office as a value for money analyst.

Yasmin Holley
Director of Finance, Amplius

Yasmin is Director of Finance at Amplius, the single organisation created following the merger of Longhurst Group and Grand Union Housing Group in December 2024. Yasmin started her career with PwC, qualifying as an accountant and completing a degree in accounting whilst progressing within PwC’s external audit practice. She continued to work in professional services before moving into the housing sector five years ago. Alongside her role at Amplius, Yasmin sits on the Audit and Risk Committee of Hundred Houses Society, the ICAEW Social Housing Sub-Committee and the SORP Working Party. Yasmin is a fellow of the Association of Chartered Certified Accountants and has recently completed an MBA.

Helen Hunter
Partner, Addleshaw Goddard

Helen is a London based Partner in the Finance team at AG, specialising in Social, Sustainable and Green Finance and Social Housing Finance. She is ranked as a "Next Generation Partner" for social housing finance in the Legal 500. Helen has over 15 years of experience in the social housing sector and extensive experience of acting for all types of private debt funders and investors in the social housing finance market. She regularly advises funders on all aspects of social housing finance, including large merger transactions and high value transactions to housing associations. Increasingly, her experience covers advising funders on sustainability / social impact linked loans and green finance.

Rachel Hurst
Head of New Funding and Investor Relations, Bromford

Rachel joined Bromford’s Treasury team in 2023 as Head of New Funding and Investor Relations. Rachel is a qualified Chartered Accountant and previously worked in the International Public Finance team at Fitch Ratings, providing credit ratings for housing associations and government-related entities. Prior to this, Rachel was a financial auditor at the National Audit Office, leading audits of central government departments and Arm's Length Bodies across Health & Local Government.

Mohit Jain
Finance Transformation Director, Sovereign Network Group

Following a varied career in telecoms finance Mohit has over a decade’s experience in Housing Finance. Before joining Sovereign Network Group he has had senior planning and treasury roles in Southern Housing and been the Finance Director at Shepherds Bush Housing. His role is to shape the integration of the two finance functions and at the same time modernise ways of working

Zoe Jankel
Vice President – Senior Credit Officer, Moody’s Ratings

Zoe is a VP/Senior Analyst in Moody’s Sub-Sovereign Group and holds lead analytical responsibility for ratings on a portfolio of local authorities, housing associations and other government-related issuers in the UK. Prior to joining Moody’s, Zoe worked as an Associate Director at Arup in London, undertaking a range of economic and financial consultancy projects with public and private sector organisations in the UK and internationally. Zoe holds a BA (Hons) in History from the University of Birmingham, an MPA in Public Economics and Policy from the London School of Economics and is an Fellow Chartered Accountant (FCA) of the Institute of Chartered Accountants in England and Wales.

Rebecca Jason
Partner, Winckworth Sherwood

Rebecca is a highly experienced finance lawyer in social housing, public sector and real estate finance. Rebecca’s practice includes all forms of lending arrangements involving clearing banks, institutional investors and public sector bodies on both a secured and an unsecured basis. Rebecca has acted for clearing banks in connection with refinancings and new lending on both investment and development LMA-based facilities, as well as for various public sector funders (such as local authorities and government departments) on the refinancing of existing loans, and the provision of new bespoke development loan facilities to unlock sites for building residential properties and the regeneration of key city centres. She also acts as borrower-side counsel for real estate clients in respect of their funding arrangements for investment property portfolios as well as single asset SPVs, and where required liaising with registered agents and family offices in a wide range of jurisdictions (including Jersey, Guernsey, the Isle of Man and the British Virgin Islands).

Chris John
Strategy, Performance and Risk Lead, Newport City Homes

Tony Johnson
Senior Technical Advisor and Strategic Lead, HMRC

Sarah Jones
Chief Executive, Anchor

Sarah joined Anchor as Finance Director in September 2014. She has held a variety of senior finance roles across large corporate and private equity businesses, including being Chief Financial Officer of Spicers Ltd, Director of Finance - UK & Republic of Ireland at Carpetright Plc, and senior roles at HMV and The Burton Group/Arcadia. Sarah is a Trustee of Arthritis Action, a UK charity helping people with arthritis improve their quality of life, and a Non-Executive Director and Chair of Audit & Risk for Chelmer Housing Partnership, a charitable housing association based in Essex.

Andrea Joseph
Director of Asset Management, Peabody

Andrea joined Peabody as Director of Asset Management in 2022. She was previously Assistant Director of Asset Management at Catalyst. A qualified building surveyor, Andrea has over 20 years’ experience in housing. She is a Board Member of Housing Pathways, a not-for-profit organisation that manages independent living schemes and supports people across London.

Aisling Jubb
Social Housing Lead, Workday

Aisling leads the Social Housing function at Workday helping Housing Associations streamline and optimize their HR and Finance processes in the cloud and generate significant savings using AI. She advises organisations on how to harness Workday’s unique capabilities of merging operational Housing data with financial analysis to generate unprecedented insights to manage and optimize spend. Before joining Workday, Aisling worked as a consultant advising local government and wider public service organisations preparing for and implementing ERP solutions – from initial business case development to effective business transformation.

Kal Kay
Chief Financial Officer, Your Housing Group

Kal joined YHG in October 2023 having started out her career in the private sector. The last 20 years, however, have been spent working across the public and not-for-profit sector, holding senior finance roles in Local Government, Health, Charities, Housing, and Education. Kal was also a member of the NHF advisory board shaping the content of this year’s conference as well as being on the NHF Finance Policy Advisory Group. Responsible for ongoing financial sustainability and viability and identifying and implementing operational improvements and business development opportunities. All the while, embracing our culture of continuous improvement to support Value for Money throughout our organisation, Kal has been helping to shape the new strategy and enable the aspirations of the Group through finance and growth.

Tariq Kazi
Group Treasurer, Peabody Trust

Mushtaq Khan
Chief Executive, Housing Diversity Network

Mushtaq has had a long and varied career in the housing and regeneration fields, and was most recently the Director of Commercial Partnerships at a large housing association. He is particularly interested in inclusive growth and ensuring that local people and local economies benefit from public and private sector interventions

Zafrin Khan-Wheatley
Director of Financial Strategy, Planning and Performance, L&Q

Lizzie Le Mare
Director, Tibbalds Planning and Urban Design

Lizzie is a Chartered Town Planner with a multidisciplinary background in planning, urban design and architecture. She has extensive experience of delivering housing led regeneration projects in complex urban environments and sits on the New London Architect Expert Panel for Housing. As a town planner, she cares deeply about the impact her work has on people’s daily lives and the importance of working with existing communities to bring about beneficial change. Lizzie’s expertise particularly relates to her extensive work on significant estate renewal programmes, development of public sector land and housing led mixed use regeneration schemes. On these projects she often acts as the interface between residents, developers and the planning authority. Unlocking stalled consents and overcoming planning challenges to deliver new homes and services for local people is a key focus of her work. From project definition to enabling construction her work is supporting development, through expert knowledge and creative problem-solving.

Amanda Leonard
Communication Director, Saffron Housing Trust

Amanda has worked extensively in Executive and Board roles both in the private and not for profit sectors, for Sainsburys, Granda PLC and Compass Group. Collaborating with resident groups to design structures for scrutiny, communication and involvement that are based on understanding customer sentiment and needs across the sector. She also led on the Clarion merger and works with organisations on transformation and growth.  Leading the first post Grenfell resident engagement event to consult on the Social Housing White Paper, working with the Cabinet Office and Housing Minister, Amanda is an influential thought leader.

Monika Liskiewicz
Director of Financial Resources, Accent Group

Sandy Livingstone
Executive Director of Property, Onward Homes

Sandy is the Executive Director of Property for Onward Homes, a developing housing association that owns and manages 35,000 homes across the North West. Sandy is responsible for the delivery of Onward’s development programme of 5,000 new homes by 2030, a £100m retrofit programme addressing some of Onward’s least energy-efficient properties, maintenance, and its strategic approach to asset management.

Fiona MacGregor
Chief Executive, Regulator of Social Housing

Fiona became Chief Executive of the standalone Regulator of Social Housing in October 2018 having been Director of Regulation at the Homes and Communities Agency from November 2015. The Regulator is responsible for the regulation of registered social housing providers. Previously, as Director of Programmes, she was responsible for HCA’s Affordable Housing and Help to Buy programmes. Fiona has over 25 years housing experience, covering development investment, programme delivery and policy development. She has worked at the HCA since it launched in 2008, before which she was Deputy Director of Investment at the Housing Corporation, and prior to that, Head of Development at London & Quadrant.

Jo Makinson
Chief Investment Officer, Abri

Jo has held a number of finance director and chief executive roles in the health, housing and charity sectors over the past ten years. Most recently, Jo was Director of Finance and Transformation at St Monica Trust. She is particularly passionate about social housing and is a non-executive on the board at Abri. Jo started her career in London working with a social development consultancy. She then moved to Bristol and spent six years in PwC’s public sector team. During that time, Jo trained as a chartered accountant and worked alongside a range of purpose-driven organisations working to make lives better for vulnerable people and communities.

Nathan Mallows
Director of Finance, People and Change, Coastline Housing

Nathan is the Director of Finance and ICT at Coastline Housing in Cornwall since January 2016. Prior to that, he worked as a consultant for 4 years supporting various charities, start-ups and Housing providers. Nathan has worked in and around housing for nearly 20 years and been fortunate to be involved with amazing organisations of all shapes and sizes supporting communities and delivering much need new homes predominately across London and the surrounding counties. Nathan is also the current chair of the National Housing Federation’s Finance Policy Advisory Group which exists to inform and respond to the NHF’s wider policy agenda with particular reference to financial implications for its members.

Dr Guy Marshall
AI Expert

Guy is a seasoned technology leader and AI specialist with over 15 years of experience driving digital transformation across diverse industries including retail, defence, gaming, logistics, and the built environment. In addition to his role as fractional Chief Technology Officer of PorthouseDean Structural Engineers, he serves on the board of One Manchester. A Chartered Mathematician and active Council Member at the Manchester Statistical Society, Guy is dedicated to advancing the application of data and fostering collaborative innovation. He holds a PhD in Artificial Intelligence from the University of Manchester, an MSc in Theoretical Physics from King’s College London, and an MA in Mathematics from the University of Cambridge. Guy's blend of strategic leadership experience and deep technical knowledge makes him a trusted advisor for organisations seeking to leverage AI and NLP technologies to drive transformative change.

Scott Martin
Executive Director of Resources, Karbon Homes

Scott started his career with KPMG before moving into senior finance and management roles in the housebuilding sector. He spent 10 years at Barratt Homes North East as Finance Director and Managing Director before taking the position as Group Finance Director for Story Homes. Scott joined Karbon Homes in 2020 as Executive Director of Resources, responsible for finance, treasury, ICT and people and organisational development. During his time at Karbon, Scott has worked on the issue of £100m of listed loan notes and the merger of three organisations into the Karbon Group (Byker Community Trust, Leeds and Yorkshire Housing Association and South Tyneside Housing Ventures Trust), growing homes under management by 4,000 to 32,000. Scott is a member of the National Housing Federation’s Housing SORP working party, an audit committee member of Prosper Procurement Limited and governor of Teesside University.

Christopher Mathews
Senior Credit Research Analyst, Pension Insurance Corporation

Ian McDermott
Chief Executive, Peabody

Ian has 30 years’ experience in the housing sector. Before joining Peabody, Ian was the, CEO at Catalyst Housing, Chief Executive at Aldwyck Housing Group and Chief Operating Officer at Sanctuary Group. Ian has also held Chief Executive positions at both Shaftesbury Housing Group and Stonebridge Housing Action Trust. He is a member of the Chartered Institute of Housing, a Chartered Surveyor and an alumnus of the Harvard Business School.

Rachel McGoff
Head of Financial Accounting and Reporting, The Guinness Partnership

Rutilio Merién
Head of UK Coverage Mobility, Manufacturing and Real Estate, ABN AMRO Bank N.V.

Professor Stanimira Milcheva
Professor of Real Estate Finance, University College London

Prof Stanimira Milcheva is a professor in real estate finance at UCL. She is also the director of the Affordable Housing Centre at UCL and chairs the Shared Ownership Data Initiative SODI as part of that, working closely with affordable housing stakeholders. Stani has published over 20 articles in the top real estate and finance peer-reviewed academic journals, including the Journal of Corporate Finance, Journal of Banking and Finance, Regional Science and Urban Economics, Journal of Real Estate Finance and Economics, Journal of Housing Economics, etc. Stani is the author of the most recent report on Shared Ownership and also led the scoping study for the Affordable Homes Programme 2021-2026 for DLUHC. She has produced research for RICS, NHF, Shelter, CASE, G15, among others, and provided evidence on housing policy to the Welsh and English governments.

Caroline Moore
Chief Financial Officer, Abri

Caroline is Chief Financial Officer of Abri Group, and a member of the Board. Caroline manages the Finance, Treasury & Financial Planning and Safety& Resilience directorates, Caroline also oversees compliance with legal and regulatory obligations. Caroline was previously CFO at Yarlington, and has also held several non-Exec roles, including Chair of the Audit Committee at Yeovil NHS Trust, and the Employers’ elected member on the Somerset Local Government Pension Fund Committee. Caroline joined Yarlington from PricewaterhouseCoopers. She also spent an early part of her career in financial regulation at the Housing Corporation. Caroline is a member of the Chartered Institute of Housing.

Steve Morrice
Group Development and Sales Director, Hyde

Imran Mubeen
Independent Member (Non Executive) - Finance Committee, Stonewater

Priya Nair
Chief Executive, The Housing Finance Corporation (THFC)

A senior executive with over 25 years’ experience in financial services, infrastructure and housing, Priya is passionate about leveraging sustainable, long-term investment to help deliver positive economic and societal outcomes in the affordable housing sector. Before joining in March 2024, Priya was a Senior Director at abrdn in its infrastructure team. With a focus on infrastructure and housing, Priya was responsible for financing, capital raising and deal strategy across all its flagship infrastructure funds and investments. Prior to that, Priya spent over 13 years at the Royal Bank of Canada in their global private markets team and seven years at Citi. In addition to leading THFC, Priya acts as a senior advisor to organisations working across government, infrastructure and technology where she provides counsel on corporate finance, governance, risk management and investment strategies. She is a Non-Executive Director and the Chair of the Investment Committee at the Port of London Authority and a Senior Adviser to Good Governance Capital. Priya also supports several non-profit originations and charities with a focus on sport and education. She is currently a Senior Trustee of community sports charity, Sported, the UK’s largest network of community groups supporting half a million young people through the power of sport.

Paul Norman
Director of Asset Strategy, Clarion

Paul has over 30 years’ experience in asset management / property service in both the public and private sector. Paul has responsibility for asset strategy, stock transfers, disposals and acquisitions along with regeneration, sustainability, innovation and decarbonisation of Clarion existing portfolio. Paul’s vision for Clarion is “a plan for every home” whereby every customer has full transparency of projected investment and interventions in their home.

Janani Paramsothy
Group Head of ESG and Sustainability, Places for People

Having joined PfP in 2023, Janani is responsible for the Group’s approach to ESG and Sustainability. Her team look after the organisation’s strategy in this space, driving impact and reporting. She set up and chairs the social housing cross sector working group on ESG. Prior to joining PfP, Janani worked as a policy advisor in central Government for 9 years across a range of departments including health, housing and Cabinet Office. She wrote the Social Housing White Paper, has worked housing policy in Budgets and on a variety of legislation including the Building Safety Act and the Leasehold Reform Bill. Outside of work, Janani is an active member of her local community and is a trustee of two charities. She is a founding member of Newham Solidarity Fund and is currently setting up a law centre in Newham. She is interested in equality and social justice.

Rob Parkes
Director of Finance, Yorkshire Housing

Mary Parsons
Regeneration and Partnerships Director, Lovell

Mary has over 25 years’ experience in the development, construction and regeneration industry; working across the private, registered provider and consultancy sectors. She has been involved in some of the largest housing-led regeneration programmes in the UK working across the private and housing association sectors. Mary is Trustee and Chair of the Town & Country Planning Association and a Trustee of MOBIE, an educational charity established by George Clarke to promote innovation in housing.

Tom Paul
Executive Director Strategy and Change, Southern Housing

Tom Paul is Executive Director of Strategy & Change at Southern Housing, having worked for predecessor organisations for more than a decade. He’s responsible for strategy, corporate finance and financial planning, business transformation, data and technology. He first moved into social housing in 2011 as a treasury advisor to Housing Associations. Earlier in his career he worked in infrastructure finance and public policy.

Julian Pearce
Chief Financial Officer, bpha

Julian joined bpha in 2019 having spent over 20 years in a range of senior executive finance roles, most recently as Chief Financial Officer at NHS Property Services. He has a strong track record as a senior executive operating at Board level and was previously a Partner at KPMG, where he headed up their Financial Sector Transaction Services Business. He has also been a Finance Director at Lloyds Banking Group.

Mark Pearson
Managing Director, 54North Homes

Mark is the Managing Director of 54North Homes (54N), which is the Yorkshire based subsidiary of the Karbon Group. He previously led Leeds & Yorkshire Housing Association, as CEO, from 2018 until its merger with York Housing Association in 2022 to create 54N. Mark has worked in social housing for over 25 years and is a fully qualified housing professional and a Chartered Member of the Chartered Institute of Housing. He is passionate about achieving high levels of both customer and colleague engagement and satisfaction and strives for continuous improvement. With a real passion for neurodiversity, Mark is committed to creating inclusive cultures in the workplace.

Will Perry
Director of Strategy, Regulator of Social Housing

Will is Director of Strategy at the Regulator of Social Housing, where he is responsible for developing corporate strategy, business intelligence and regulatory policy. He is also responsible for the Regulator’s relationships with the funding markets and the regulation of for-profit providers. Will is a qualified chartered accountant, was until recently a non-executive board member of The Housing Finance Corporation.

Nigel Perryman
Board Member, Magna Housing

A qualified accountant with over 40 years’ experience, Nigel has worked as both borrower and lender in the social housing sector, and before that in two commercial property development companies. He has a broad UK-wide experience of associations of different types and sizes (having worked in a care organisation, a traditional association an LSVT and an ALMO). From 2005 to 2017 he worked at The Housing Finance Corporation, travelling throughout the UK lending £2bn of bond finance and European Investment Bank funding to housing associations. Since 2017 Nigel has undertaken a number of Non-Executive Director roles with a Treasury focus and various consultancy assignments, with a bias towards training Board members in housing association finance matters.

Richard Petty
Head of UK Residential Valuation, JLL

Richard Petty is the Head of UK Residential Valuation at JLL, with responsibility for all the residential valuation teams across the country. The Residential Valuation teams cover the full range of residential property and specialist sectors including affordable housing, prime residential, PRS, build-to-rent and strategic advisory work on residential portfolios. The JLL Residential Valuation team is made up of 120 specialist staff, based in nine cities: London, Bristol, Exeter, Birmingham, Nottingham, Manchester, Leeds, Newcastle and Edinburgh,together giving complete, national coverage. Richard has over 37 years’ professional experience, with the last 28 years principally focussed on the affordable housing sector. He and the JLL affordable housing team advise on all aspects of the valuation of affordable housing, acting for all the lenders in the sector and for over 300 RPs, large and small, including all members of the G15; as well as leading equity investors, private developers and local authorities.

Dominika Phillips-Blackburn
Head of Product, Mobysoft

Dominika is an extremely organised and motivated technology professional with experience in Software Delivery, Product Management, Business Analysis in media and financial services industries. She strives to achieve timely incremental delivery that adds value to the business, with excellent stakeholder management skills and constantly driving for improvement, excellent user experience and automation in software delivery. She’s passionate about building great software, design and ensuring seamless customer journeys giving business benefit always. Specialties: Financial Services, Insurance, Banking, Media, Payments

Gareth Phipps-Williams
Assistant Director, Programme Management, Affordable Housing Grants, Homes England

Gareth joined Homes England in July 2024 as the Assistant Director for Programme Management. His team looks after overall delivery and financial reporting for the Affordable Homes Programme, alongside the detailed work on their policies and products that underpin that delivery. Before joining the Agency Gareth had a long (almost 25 year) career in the civil service working on a variety of policy areas in criminal justice, policing, and learning and development. However, immediately before coming to Homes England he worked for the Ministry for Housing, Communities, and Local Government where he looked after overall delivery of the Affordable Homes Programme.

Arun Poobalasingam
Chief Partnerships Officer, The Housing Finance Corporation (THFC)

Arun joined THFC in 2021 as Head of Relationship Management and Business Development and is now Funding and Marketing Director. He joined from HSBC where he helped set up and then lead their Social Housing business focussing predominantly on larger housing associations. Having started his career working at Diageo, he moved to Network Rail where starting as a financial modeller he moved on to the Treasury team that raised over £20bn of debt through the Global Capital Markets during his stint. He left to join HSBC in 2007 to join their Real Estate team at an interesting time for the sector and specialised in property for most of his time there.

Julia Poulter
Head of Social Housing, Crowe

Julia leads the national social housing team and has over 20 years’ experience of auditing and advising a range of social housing providers as well as a mix of charities, social purpose and commercial organisations. Julia has also carried out advisory projects such as technical accounting advice and advisory reviews in areas such as reserves, efficiency and cost optimisation, structure and governance and due diligence. She has a keen interest in technical matters and training in the sector and represents Crowe as Technical Advisor to the Housing SORP Working Party, she regularly trains staff and clients on key sector matters, including accounting, risk, governance and Audit Committee responsibilities. In a voluntary capacity Julia is Chair of a homelessness charity providing housing advice, support and hosted accommodation. Julia is also a registered speaker for schools, regularly speaking to young people about routes into accountancy, apprenticeships and interview skills.

Alessandra Raja
Business Transformation Partner, RSM UK

Jamie Ratcliff
Director of Communities and Sustainability, Sovereign Network Group

Jamie sits on SNG’s Executive Board with responsibility for establishing a £100m community foundation, communications and political engagement, impact reporting and a new centre of excellence for research & innovation. He worked for predecessor organisation Network Homes, latterly as Executive Director of People, Partnerships, Sustainability & Technology where he oversaw high levels of colleague engagement and customer satisfaction. He has nearly 20 years’ experience working at a senior level in housing at local, national and regional levels, including commencing the Stirling Prize winning Goldsmith St development and being responsible for housing for the current and previous Mayors of London. He has overseen the completion of affordable homes for over 150,000 people, implemented significant organisational and cultural change, personally negotiated multi-billion-pound affordable housing settlements, coordinated strategy, political and media engagement for the G15 largest London housing associations and successfully launched the UK’s first publicly available database of criminal landlords.

Catherine Raynsford
Managing Director, Stock Acquisitions, L&G Affordable Homes

Emily Rees
Acting Finance Business Partner, Alliance Homes

Emily joined Alliance Homes in 2018, where she quickly became a mainstay of the finance business partnering team. Responsible for delivering financial reporting for the property maintenance subsidiary, Emily combines technical aptitude with sharp commercial awareness and creativity, resulting in an agile, proactive and strategic business partner relationship. During her time with Alliance Homes, she has supported and advised the key stakeholders in Alliance’s strategic maintenance partnership and has significantly improved financial reporting and transparency in areas including overhead recovery, productivity and WIP management. Thankfully, understanding and delivering the financial impact of organisational change is a particular passion! Prior to joining Alliance Homes, Emily worked at Matthew Clark within their financial accounting team.

Mike Richardson
Partner, LCP

Mike is a partner in LCP’s social housing and not-for-profit consulting teams. He heads up LCP’s Social Housing practice and has extensive experience of advising employers who participate in the Social Housing Pension Scheme (SHPS) and the Growth Plan, both of which are part of The Pensions Trust (TPT), and who participate in the Local Government Pension Scheme (LGPS). He is also the appointed Scheme Actuary to a scheme operated by a large housing association.

Will Roberts
Vice President, Venn Partners

Syreeta Robinson-Gayle
Head of Affordable Housing, Barratt London

Mike Roche
Director, Housing Treasury, Savills Financial Consultants

Mike Roche joined the company in 2011 and is a director of Savills Financial Consultants, the treasury and funding advisory team within the housing division of Savills. With more than 25 years of experience in advising clients in the housing association field, Mike's knowledge and expertise is well-known in the industry. He works with the team to give create innovative funding solutions for both lenders and investors.

Lian Rogan
Head of Financial System Analysis and Reporting, Magenta Living

Naomi Roper
Partner and Head of Banking, Capsticks

Naomi is a partner and the Head of Banking at Capsticks. Naomi specialises in social housing finance where she has years of experience acting for borrowers and lenders in the social housing sector. Naomi provides advice and guidance on social housing finance and development finance, including advising on all types of loan agreements, security and security trust arrangements, debt restructuring, complex intra-group arrangements, joint ventures, private placements, derivatives and debt capital markets transactions including own name bond issues and EMTN programmes. Naomi is also an ESG specialist working in the fields of green, social and sustainable finance and impact measurement. Naomi provides advice on green loans, social loans and sustainability linked loans and bonds. Naomi sits on the City of London Law Society’s ESG Committee.

Anna Rose
Head of the Planning Advisory Service and Chair, Public Practice

Anna is currently the Head of the Planning Advisory Service, delivering improvement in planning services across the country. Anna started her planning career advising NFU members on planning, transport and environmental law before moving to Rugby Borough Council and becoming their Head of Planning and Culture at Rugby. In 2014 she became Milton Keynes Council’s Director of Growth, Economy and Culture. Anna is a past President of the Planning Officers Society, a trustee of the TCPA, and sits as the practitioner on the RTPI accreditation boards for the planning courses at UCL and Birmingham City University. She is an active peer reviewer for the LGA and a regular speaker on strategic planning issues, growth focussed planning and improving the customer experience.

Matthew Rose
Director of Treasury, Bromford

Matthew joined Bromford in July 2024 to lead the treasury team and function at Bromford. Since joining Matthew has led a refresh of the Sustainable Finance Framework and the related filings and recruited some key members for the team. In addition he has been heavily involved in planning actions and funding issues for the merger with Flagship Housing Group. Matthew is a qualified Chartered Accountant and Corporate Treasurer, and has previously led Treasury and Tax teams at a range of organisations including Royal Mail, De La Rue, Taylor Wimpey and BT. His career has included a number of high profile transactions, mergers and demergers as well as leading the debut bank syndicate and public bond financing activities and credit rating for Royal Mail following the IPO in 2013, and the subsequent award by the Association of Corporate Treasurers of Treasury Team of the Year in 2015.

Josh Ryan-Collins
Professor of Economics and Finance, University College London

Josh is an economist with research expertise in money and banking, the economics of land and housing and sustainable finance. He has a particular interest in the financial system and its role in housing markets and environmental transition. Josh is a Senior Policy Fellow with the UK Ministry of Housing, Communities and Local Government advising on housing affordability issues and is a council member of the Progressive Economy Forum (PEF) think tank. He has advised the Network for Greening the Financial System (NGFS) group of central banks on nature-related financial risks. Prior to joining UCL in 2017, he worked for over a decade for the New Economics Foundation (NEF), one of the UK’s leading progressive think tanks. He previously worked in strategic communications in the UK civil service and for a marketing consultancy. Josh has been convenor of IIPP's "Rethinking Capitalism" political economy module since 2019, available to graduate students across UCL. He also teaches macroeconomics and finance on IIPP's Masters in Public Administration. He overseas IIPP's PhD program as Departmental Graduate Tutor.

Mariam Sani
Head of Securitisation and Asset Control, Legal & General Affordable Homes

Mariam boasts over 17 years of experience in securitisation and property charging, beginning her career at a law firm before transitioning to the Registered Providers (RP) sector. Currently, Mariam leads the property charging, insurance, and grants compliance team at Legal & General’s Affordable Homes. Mariam manages the RP's Asset & Liabilities Register and offers strategic guidance on the fundability of development schemes, mortgagee exclusion clauses within section 106 agreements, and ultra vires issues. Additionally, Mariam is instrumental in developing Legal & General’s digital platform and implementing internal processes and procedures to ensure best practices and regularly leads internal training sessions. Mariam is committed to social and affordable housing, with a keen interest in how the sector evolves and improves its processes and data management. Mariam believes that well-informed decisions are crucial for building sustainable communities and homes. Mariam served as the chair of the sector-wide RP Legal Treasury Group for over 5 years between 2018-2024, and in 2024 transitioned to be the co-chair of the Property Finance Working Group.

Vicky Savage
Executive Group Director, Development and Sales, L&Q

Vicky joined L&Q in 2018 after four highly successful years as Executive Development at Network Homes. She worked the previous seven years at a senior level at Network Homes in development roles. Vicky trained as an Urban Planner, but housing was her main passion and so moved to post graduate Housing Studies at the London School of Economics. Previously Vicky has worked in a range of housing development roles for over 25 years including time at Origin Housing Group and English Churches Housing Association. At L&Q Vicky has strategic responsible for all development growth activity including JVs/partnering, estate regeneration and sales in London. Vicky is also responsible for L&Q innovative in-house construction function. L&Q have an ambitious growth target of delivering 100,000 homes in the next 10 years. Vicky leads a multi skilled expert team of circa 600 staff. Vicky is L&Q’s lead Director in the innovative Build London Partnership Project. Developing new homes for small and BME Housing Associations. Vicky is currently Chair of the London G15 Development Directors Group and plays an active role on this influential London forum. Vicky is particularly interested in achieving greater representation of women in the built environment sector and currently mentors several up and coming female development professionals.

Mona Shah
Chief Financial Officer, Amplius

Mona began her career in the media sector after qualifying as an accountant. She has over 25 years’ experience working in housing and loves working for organisations that make a difference. Mona joined Grand Union in February 2019 from Sovereign Housing Association where she was finance director for three years. Prior to that, she was at Catalyst Housing. She is also a Non-Executive Director at another housing association. Mona has also worked in media, insurance and has run her own travel business. In her current role as Executive Director of Finance and Business Services, Mona oversees the Finance, IT, Corporate Services and Governance teams.

Grant Shipley
Executive Director of Finance, Wandle Housing Association

Grant is an experienced finance director who has worked in the housing sector for over 30 years in executive, interim and consultancy roles. He has a clear focus on providing high quality management information and delivering business improvement services for clients, both directly and through his own consultancy company. He joined Wandle in 2021.

Rachael Sivewright
Head of Treasury, LiveWest

Rachael has over 12 years of diverse experience in finance, having worked across various sectors including commercial aviation, manufacturing, and construction. She joined LiveWest's corporate finance team in 2019 as an ACCA-qualified accountant and has advanced within the organisation while furthering her education with the Association of Corporate Treasurers (ACT). Currently Rachael leads the Treasury function at LiveWest, where she has made substantial contributions, such as the development of their Sustainable Finance Framework and the execution of a number of significant financing transactions, particularly through the group’s EMTN programme.

Sarah Smith
Chief Financial Officer, Southern Housing

Sarah has worked with and in the housing association sector since 1988. She is a Chartered Accountant beginning her career with BDO before specialising in social housing and moving to KPMG. Before joining Southern Housing Sarah spent eight years as Director of Financial Services at London & Quadrant Housing Trust. Sarah is a member of the NHF’s Finance & Policy Advisory Group. She sits on the Institute of Chartered Accountants in England and Wales (ICAEW) social housing sub-committee. She has previously chaired the g15 Finance Directors’ Group and was Vice Chair of the NHF’s SORP Working Party. In her role as Chief Financial Officer of Southern Housing her responsibilities include internal audit, business risk and assurance, governance, financial services, procurement and pensions. She is a Trustee of Dolphin Square Charitable Trust and also a member of their Audit Committee. She is a Board member and Chair of Audit Committee at Reall, a charity investing in affordable housing in urban Africa and Asia. She was appointed to the Sustainability for Housing Board in 2021.

Alistair Smyth
Director of Policy and Research, National Housing Federation

Alistair has worked in the social housing sector for the last 16 years in a wide range of roles and organisations including a previous spell at the NHF from 2014 to 2017. Prior to that, he worked as a consultant on a range of neighbourhood and community empowerment projects. He also spent three years working in a customer-facing role as a Neighbourhood Manager and as Assistant Head of Neighbourhoods for Peabody. He is currently the Vice Chair of the Chartered Institute of Housing’s Policy Advisory Committee.

Richard Stirk
Partner, Bevan Brittan

Richard heads up the Social Housing team in the North and has over 20 years' experience dealing with all aspects of property work, with 13 years specifically in the housing sector. He acts for a range of housing associations in connection with development and acquisition work (whether through self-build or section 106 schemes) through a variety of structures (turn-key, golden brick, stage payments, back to back contractor led-schemes etc.), as well as advising on securitisation of stock portfolios and addressing title and other issues that affect security value.

Tabitha Strydom
Director of Investment, Platform Housing Group

Tabitha joined Platform Housing Group in 2020. She has over 25 years’ experience as Corporate Finance and Treasury specialist. Tabitha has worked in various senior Finance roles at some of the largest social housing providers in England since 2008. In her current role at Platform Tabitha is the finance lead for Group Investment activities. She is also a Non-Executive Director for a charity and associate member on the Development committee for another housing group. Tabitha is a qualified Chartered Accountant and Corporate Treasurer.

James Tarrant
Director, Savills Financial Consultants

James is a Corporate Finance and Treasury specialist. James joined Savills Financial Consultants in April 2024 from GreenSquareAccord where he was Director of Corporate Finance & Treasury for ~five years. Prior to working in the housing sector, he held senior treasury roles in insurance, funds management and banking both in Australia and the UK. James has significant experience in managing, restructuring and simplifying complex debt portfolios and acquiring and divesting real asset portfolios. James has Won or been Highly Commended at the ACT Deal of the Year Awards a number of times for a different transactions and for leading teams across different sectors.

Agnieszka Thakur
Finance Director, Financial Control and Operations, Peabody

Agnieszka Thakur Finance Director of Operations at Peabody and a Fellow of Chartered Institute of Management Accountants, with over 20 years in the social housing sector. Previously the Director of Financial Services at Catalyst Housing, she played a crucial role in successful merger activities involving Aldwyck Housing and Rosebery Housing. Passionately involved in technical matters, Agnieszka is a member of the Housing SORP Working Party.

Jess Tomlinson
Managing Director, Head of Real Estate and Housing, Lloyds

Jess has more than 20 years’ experience in real estate and housing, gained in banking, private equity and law firms. Jess joined Lloyds Bank in August 2024 as Managing Director, Head of Real Estate & Housing. The team is fundamental to Lloyds’s purpose of Helping Britain Prosper and covers a broad range of clients and segments, from leading housebuilders, hotels and many of the UK’s social housing associations through to regional property developers and listed real estate multinationals and investors. Prior to joining Lloyds, Jess spent 10 years with Barclays in a range of real estate leadership roles and latterly as Head of Public Sector. Before Barclays Jess worked at Blackstone, RBS and Allen and Overy.

Annique Verkoeijen
Senior Consultant, Ortec Finance

Annique has over 17 years of experience in the Dutch Housing Association market. Her expertise in real estate management and financial planning has been crucial in helping housing associations optimize their financial and real estate strategies and improve their portfolio and asset management. She is an advisor for many housing associations in the Netherlands, helping them to enhance their portfolio and asset management, ensuring long-term sustainability and efficiency. Besides that, she is a teacher at renowned training institutions and supports Aedes (the Dutch NHF). Annique's innovative use of data and financial models has significantly improved riskmanagement and financial and social performance for her clients. Her strategic insights have led to enhanced operational efficiency and financial stability, ensuring the sustainability of affordable housing. Her experience offers valuable lessons for the UK social housing sector, providing proven strategies for effective financial planning and real estate management. Annique's commitment to continuous improvement and innovation ensures her solutions remain cutting-edge and impactful, benefiting the communities served by housing associations.

Frank Vermeij
Managing Director Real Estate Management, Ortec Finance

Ortec Finance is a leading global provider for risk and return management headquartered in Rotterdam, the Netherlands. Frank and his team help more than 90% of the Dutch housing associations with a diverse offering of software solutions and advice in the fields of financial forecasting, asset management, investment decision making and property valuation. Frank is eager to share social housing knowledge across borders. He is committed to help English providers make long-term business plans with maximum social impact and taking financial means and risks into account. Franks drive for continuous improvement ensures that Ortec Finance’s social housing solutions remain cutting-edge and effective.

James Walder
Chief Executive, North Star Housing Group

After qualifying, James spent eight years at Home Group with the last five years as Head of Customer Service Finance. He then moved to a joint venture between Kier and North Tyneside Council for 5 years that delivered a range of construction, housing and repairs work. He returned to the sector in 2019 to the sector in his current role at North Star.

Jonathan Walters
Deputy Chief Executive, Regulator of Social Housing

Having previously been at Ernst and Young working in social housing consultancy, Jonathan has been at the Regulator since 2004. He has worked across the organisation and has extensive experience in dealing with funders, government and housing associations.

Keith Ward
Board Member, Great Places Housing Group

For many years Keith was National Head of Social Housing at RSM Chartered Accountants before retiring from the auditing profession earlier this year. Keith is delighted to have joined the Board at Great Places Housing Group and has just been appointed Chair of the Audit and Assurance Committee. Keith now feels privileged to have the opportunity to put into practice for real, and hopefully make a positive impact, what he has been auditing for years.

Mark Washer
Chief Executive, Sovereign Network Group

Mark has over 25 years’ experience in the social housing sector. He joined Sovereign as CEO in June 2018, and following the merger with Network Homes on 1 October 2023, he became the inaugural group CEO for the Sovereign Network Group. Prior to this he was the CFO at Clarion for 17 years and is a chartered accountant having qualified with Deloittes. SNG has over 82,000 homes, and over 210,000 customers across London, Hertfordshire, and the south of England. Mark was formerly a Board member and vice chair of the National Housing Federation and has been involved with a number of national charities, including Citizens Advice and Stonewall. He is a Trustee of Leadership 2025, a charity developing BME leadership in the housing sector. He is also a board member of Pallant House Gallery and chairs their Finance, Audit and Risk Committee.

Darren Watmough
Director of Finance and Resources, Alpha Living

Darren has worked in and around social housing for thirty years as a finance and governance professional. His first role was with Northern Counties Housing Association (now Guinness NC), with later roles being primarily with smaller housing associations. He has worked as a housing consultant and for the Regulator of Social Housing. He has interests in equality issues, and has worked for an LGBT charity and a BAME housing association. He is a member of the Chartered Institute of Management Accountants and holds a MSc degree in Corporate Governance.

Suzanne Whelan
Director of Financial Reporting & MI, The Guinness Partnership

Suzanne is Director of Financial Reporting and MI at the Guinness Partnership, responsible for leading Finance and Data Analytics operations across the Group. She has over 20 years’ experience in social and supported housing sectors and has worked at Guinness since 2017.

Piers Williamson
Chair, Sustainability for Housing

Piers Williamson was appointed the chair of Sustainability for Housing (SfH) in September 2024. Piers stepped down as chief executive of The Housing Finance Corporation (THFC) in 2024, the leading bond aggregator for the social housing sector, after 22 years in charge. During his time at THFC, the group’s loan book grew to more than £8bn and the organisation created its sustainable bond framework as well as THFC Sustainable Finance, a vehicle aimed at helping housing associations tackle net zero targets. The aggregator also became the first lender in the sector to publish an ESG report.

Trevor Williams
Author, Academic & Consultant

Trevor Williams is the former Chief Economist at Lloyds Bank Commercial Banking, a position he held for well over 10 years. During this time he established a highly-regarded, award-winning, team of economists analysing global and domestic data to support clients ranging from financial institutions, large corporates to SMEs with bespoke insight. He is a visiting Professor at the University of Derby, rotating Chairman of the Institute of Economic Affairs Shadow Monetary Policy Committee (SMPC) and author of Trading Economics: A Guide to Economic Statistics for Practitioners (with Victoria Turton). Trevor also lectures at CASS business school and Cardiff University. He is on the editorial board of Economia and the Journal of Corporate Treasury Management. He previously lectured in Economics and Business Statistics, before working in the UK Government Economic Service (GES). He sits on various charities, including as Patron of Reach Society, Chairman of Ballet Black, and Through the Looking Glass. He regularly writes articles for publications, such as Moneyfacts, Clear Path Analysis, and Economia to name a few. He appears in the financial press and on television to discuss and comment on economic issues. Trevor now runs a consultancy which specialises in economic analysis encompassing ‘big data’ – the large information set being created from the 4^th industrial revolution sweeping the world – to better understand a fast changing global economy, and its political context: i.e. its political economy.

Helen Wilkinson
Customer and Compliance Manager (Housing Association), HMRC

Catherine Wilson
Director, Housing Valuation, Savills

Leading the Savills Affordable Housing Valuation team of circa 30 RICS Registered Valuers, Catherine has over 16 years experience providing valuations for a range of funders and borrowers across the UK. Specialising in Loan Security valuations, Catherine has worked on some of the largest own name bond issues in the sector and leads a team of specialist valuers providing valuations for acquisition, disposal, loan security, privatisation, and investment portfolios, as well as strategic property advice to residential and commercial occupiers. The Savills Affordable Housing provides a range of strategic and property consultancy advice to housing associations, local authorities, For Profit Registered Providers, funders, investors and developers.

Sophie Wint
Director of Finance and Procurement, Newport City Homes

Oliver Wright
Public Services Finance Lead, Workday

Oliver is an experienced Finance Account Executive at Workday, with 20 years of involvement in Finance ERP Transformation. Specialising in working with social housing organisations, Oliver has a track record of innovative solutions that streamline financial operations and enhance organisational efficiency. He is aware of the challenges social housing organisations face and how they often struggle with manual and laborious processes to provide the organisation with the information it needs. Oliver is passionate about helping organisations achieve financial resilience and strategic success through advanced technology.